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Debt Resolution

For anyone who is experiencing financial hardship, debt negotiation is a viable method for dealing with debts that have no hope of being repaid through minimum payments to high interest credit cards.  Forensic mitigation is also probably the fastest, most cost effective manner for resolving a debt problem, second only to bankruptcy.  In fact, it is oftentimes referred to as the last stop before bankruptcy.  Attorney involvement is what differentiates forensic mitigation from other debt relief programs, such as traditional debt settlement or debt management.  Forensic mitigation is a process where a third party acts on your behalf to negotiate with each of your creditors one at a time, with the goal being to reduce the amount of your debt. The process involves you putting aside a certain amount of money each month. Out of the money you put aside each month, a portion goes to pay your fees and the rest goes into a savings account. Once your savings reaches a certain level, a third party begins negotiating with one of your creditors. Once the third party agrees to a settlement, the savings you have accumulated are then used to pay the settlement. After the first settlement, the process is repeated with the other creditors sequentially until all of your enrolled debts are settled. In order to participate in forensic mitigation, you must have a genuine financial hardship. Otherwise, a creditor could claim you are attempting to defraud them and that you never had any intention of repaying them.

The USLS Group forensic mitigation process is an aggressive, multifaceted approach to dealing with a debt dilemma.  In order to be approved for enrollment in the USLS Group program, a client’s file and hardship information must be reviewed by an attorney in the client’s state of residence.  Once approved, USLS Group clients are assigned a paralegal account manager as their main point of contact for the duration of their enrollment in the program.  The account manager is knowledgeable in collection tactics, and is well informed about each individual client’s hardship and financial situation.  If the client is receiving harassing or excessive calls, the account manager has a multitude of tools available to significantly slow, and, in some cases, even stop collection calls entirely.  In addition, the account manager is there to assist the client throughout the process, and can facilitate a conversation with a state specific attorney for legal advice at the client’s request.  Legal representation, such as Debt Defense or Bankruptcy, may also be made available to clients enrolled in the USLS Group forensic mitigation program.

Debt Resolution Disclousures

 

Law Practice